FULFILL YOUR HOMEOWNERSHIP DREAMS

 

1. You’ll complete our online application.

The application process will ask you critical questions needed to start the process. After you have completed and submitted your application, a loan officer will contact you to discuss next steps and provide a list of additional needed items. At that time, the loan officer will ask additional information to determine if you are seeking a prequalification of if you are ready for JCBank to begin processing your application.

 

2. We’ll send you an application package and prepare your loan for closing.

If you are requesting that we begin processing your application, we will gather additional required information and then provide you a welcome package that includes regulatory disclosures and other important documents describing the terms of your loan request. Any required services to process your loan - such as appraisals, credit reports, and other items - will be ordered by JCBank.

 

3. We’ll contact you to coordinate your closing date.

After receiving and processing all required information, we will coordinate a closing time with you. You will receive a closing disclosure not less than three days prior to closing. This disclosure will outline all your costs and provide the amount of any down payment you will need to wire in advance of closing. JCBank will coordinate the closing with your Realtor and Settlement Agent and provide all needed documents and instructions on your behalf.

 

Apply Now or choose a menu option above to learn more!